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　　The financial industry has made progress in opening up to the outside world, and the second overseas bank card clearing institution has entered the domestic market.

　　On November 19th, official website, the central bank, reported that the People’s Bank of China, together with the State Financial Supervision and Administration Bureau, examined and approved the application for opening a bank card clearing institution submitted by "Everything Network Information Technology (Beijing) Co., Ltd." (hereinafter referred to as "Everything Network Company") in accordance with the the State Council Decision on Implementing Access Management of Bank Card Clearing Institutions and the Measures for the Administration of Bank Card Clearing Institutions. On November 17th, 2023, the People’s Bank of China issued a bank card clearing business license to Wanshiwanglian Company.

　　Wanshi Netlink Company is a joint venture established by MasterCard and Netlink Clearing Co., Ltd. in China. After obtaining the administrative license, Wanshiwanglian Company can authorize its member institutions to issue and accept RMB bank cards of MasterCard brand in China.

　　It is worth noting that this is the third bank card clearing institution in China after China UnionPay and China Unicom, and it is also the second Sino-foreign joint venture bank card clearing institution (China Unicom is a joint venture between American Express and China).

　　All things network obtained administrative permission.

　　According to public information, as the main body of MasterCard and Netlink Technology Co., Ltd.’ s bank card clearing institution preparation application, Wanshi Netlink Company is a joint venture company initiated by MasterCard Company in China, and as the market main body, it applies for preparing bank card clearing institution and operating MasterCard brand.

　　According to Tianyancha, Wanshiwanglian Company was incorporated on March 6, 2019 with a registered capital of 1 billion yuan. MasterCard Asia/Pacific PTE. Ltd. (MasterCard Asia Pacific), Netlink Technology Co., Ltd. and MasterCard International Incorporated jointly contributed 500 million yuan, 490 million yuan and 100 million yuan respectively, accounting for 50%, 49% and 1% of the registered capital respectively.

　　The legal representative and chairman of Everything Network Company are Ling Hai, who is the co-president of MasterCard Asia Pacific; Dong Junfeng, the director and vice chairman of Everything Network, is currently the president of Network Clearing Co., Ltd.

　　Industry experts told reporters that MasterCard is the second largest bank card clearing institution in the United States, and approving its entry into China’s market is a concrete measure to implement the decision-making arrangements of the CPC Central Committee and the State Council on promoting high-level opening up, which fully demonstrates China’s determination to expand opening up. So far, China has approved American Express and MasterCard, two overseas bank card clearing institutions, to enter the domestic market, which is conducive to building an effective competitive, reasonable and stable bank card clearing market structure, deepening the supply-side structural reform of the payment industry, and better serving the real economy and people’s livelihood.

　　The bank card clearing business involves the calculation of creditor’s rights and debts and the arrangement of fund settlement among the subjects of the bank card business, which is related to the rights and interests of the public, enterprises and institutions.

　　The reporter learned that the People’s Bank of China is further improving the relevant management system of bank card clearing institutions, strengthening the whole process supervision and penetrating supervision, and maintaining the safe and stable operation of China’s payment system.

　　The central bank said that in the next step, the People’s Bank of China will continue to follow the principles of openness, fairness and justice, promote the market access of bank card clearing in an orderly manner according to law, make overall plans for development and safety, continuously improve the supervision mechanism of bank card clearing institutions, and promote the high-quality development of the payment industry.

　　Steadily promote the access of foreign bank card clearing institutions

　　In 1980s, foreign bank card clearing institutions began to provide foreign currency bank card related services to domestic entities, such as authorizing domestic commercial banks to issue foreign currency bank cards.

　　In 2015, the State Council issued the Decision on Implementing Access Management of Bank Card Clearing Institutions (Guo Fa [2015] No.22), which clearly stated that China’s bank card clearing market should be opened, and foreign bank card clearing institutions can provide RMB bank card related services by setting up commercial entities in China with the approval of the People’s Bank of China and the former CBRC.

　　In 2016, the People’s Bank of China, together with the former China Banking Regulatory Commission, issued the Measures for the Administration of Bank Card Clearing Institutions (Order No.2 of the China Banking Regulatory Commission of the People’s Bank of China [2016]), which set the same standards for foreign and domestic bank card clearing institutions in terms of establishment conditions, procedures and business management, fully embodying the principles of opening wider to the outside world and maintaining fair competition in the market.

　　Subsequently, in order to promote the standardization, standardization and convenience of administrative licensing of bank card clearing institutions and improve the transparency of administrative licensing, in 2017, the People’s Bank of China studied, formulated and publicly released the Service Guide for the Approval of Bank Card Clearing Institutions, which detailed the application materials requirements for administrative licensing matters such as the preparation, opening and major changes of bank card clearing institutions, and clarified the specific procedures for bank card clearing institutions to apply for licenses.

　　After that, the People’s Bank of China closely followed the new situation and situation of the opening of the bank card clearing market, and based on the regulatory practice and market demand, revised and updated the Service Guide for the Entry and Approval of Bank Card Clearing Institutions in 2020, streamlined the requirements of application materials, optimized the entry and approval process, and better facilitated the bank card clearing institutions to handle administrative licensing matters.

　　In recent years, the People’s Bank of China has resolutely implemented the decision-making arrangements of the CPC Central Committee and the State Council, and steadily promoted the access of foreign bank card clearing institutions.

　　In June 2020, the People’s Bank of China and the former China Banking and Insurance Regulatory Commission approved the application for opening a bank card clearing institution submitted by Unicom (Hangzhou) Technical Service Co., Ltd. (a joint venture company established by American Express in China), and issued a bank card clearing business license to it. In August 2020, Connectivity Company officially opened.

　　According to the central bank, China is committed to high-level opening-up, and MasterCard’s exhibition in China market is a new progress in China’s financial opening-up. China will continue to optimize the business environment and provide greater convenience for foreign financial institutions to develop their businesses in China. American-funded financial institutions are welcome to expand their business presence in China, share the fruits of China’s economic development and make contributions to deepening Sino-US financial cooperation.

　　Yong Yang (left), deputy chief designer of Super-resolution Lithography Equipment Project of Institute of Optoelectronics, Chinese Academy of Sciences, introduces the successfully developed equipment. Sun zifa

　　Zhongxin. com, Chengdu, November 29th (Reporter Sun Zifa) — — The super-resolution lithography equipment project passed the acceptance test in Chengdu on the 29th. As one of the important achievements of the project, China scientists have successfully developed the world’s first ultra-resolution ultraviolet (i.e. 22nm @ 365nm) lithography equipment with the highest resolution, and formed a brand-new nano-optical lithography process route with completely independent intellectual property rights.

　　Researcher Luo Xiangang, director of the Institute of Optoelectronics of the Chinese Academy of Sciences and chief scientist of the super-resolution lithography equipment project, said that in 2012, the institute undertook the development task of super-resolution lithography equipment, a major national scientific research equipment project. After nearly seven years of hard work, without foreign mature experience to learn from, the project team broke through key technologies such as high uniformity lighting, super-resolution lithography lens, nano-resolution focusing and gap measurement, and ultra-precision, multi-degree-of-freedom stage and control. The development of the first UV super-resolution lithography equipment with the highest resolution in the world is completed. It uses a light source with a wavelength of 365 nm, and the maximum line width resolution of a single exposure reaches 22 nm (about 1/17 exposure wavelength). On this basis, the project team also combined with the supporting processes such as high aspect ratio etching and multiple patterns developed by the super-resolution lithography equipment project to realize the processing of feature size patterns below 10 nanometers.

　　The first ultra-violet super-resolution lithography equipment with the highest resolution in this world is developed based on surface plasmon super-diffraction, which breaks the traditional route pattern that the resolution of traditional optical lithography is limited by the wavelength of light source and the numerical aperture of lens, and forms a brand-new technical route from principle, equipment to process, with completely independent intellectual property rights, and provides manufacturing tools for the leap-forward development of revolutionary strategic fields such as metamaterials/hypersurfaces, third-generation optical devices and generalized chips.

　　Acceptance experts believe that all technical indicators of the super-resolution lithography equipment successfully developed by Zhongke Optoelectronics meet or exceed the assessment indicators specified in the implementation plan, and the key technical indicators have reached the international leading level in the field of super-resolution imaging lithography. In principle, the project breaks through the diffraction limit of resolution, establishes a new research and development route of high-resolution and large-area nano-lithography equipment, bypasses the technical intellectual property barrier of foreign high-resolution lithography equipment, realizes the innovation of China’s technological source, and develops super-resolution lithography equipment with independent intellectual property rights and controllable technology, which is also the first ultra-violet super-resolution lithography equipment with the highest resolution in the world.

　　At the same time, a series of nano-functional devices, including large-aperture thin film mirror, superconducting nanowire single photon detector, Cherenkov radiation device, biochemical sensor chip, super-surface imaging device, etc., have been prepared by using the successfully developed super-resolution lithography equipment, which verifies the processing ability of the nano-functional devices of the equipment and has reached the practical level.

　　The super-resolution lithography equipment project of Zhongke Optoelectronics Institute has published 68 papers, and at present, it has been authorized 47 national invention patents and 4 international patents, and has trained a super-resolution lithography technology and equipment research and development team. Luo Xiangang said that the Institute of Optoelectronics of the Chinese Academy of Sciences will further increase the research and development, popularization and application of functional diversification of super-resolution lithography equipment to promote the development of related fields in the country.

Source: China Merchants Securities

Outline catalogue

1. Investment Summary

2. Independent brands performed strongly, and automobile exports performed brilliantly.

3. Intelligent driving ushered in an inflection point, and the intelligent cockpit continued to upgrade.

4. Parts: New elements drive changes, and the growth of subdivided tracks is expected.

5. Tesla: Intelligent driving leads, creating revolution and subverting innovation.

6. Huawei Auto: the offensive, the smart car is broken.

7. Humanoid robot: the extension of smart car, the best carrier of body intelligence.

The report consists of 97 pages.

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Women are fickle, as we can see from their hairstyles. Basically, every once in a while, they will go to the hair salon for a new hairstyle and find their own different beauty. Today, they have brought you 15 new fashionable hairstyles, which are simple and beautiful, making people more and more addicted.

Half-covered ears with short hair looming out of the ears are simple and fashionable, and bangs on the forehead retain a certain sense of quantity, which looks both age-reducing and textured.

Short hair can be said to be synonymous with ever-changing, especially the short hair with rich layers, which can present a very three-dimensional shape with hands and is fashionable and handsome.

If a woman’s hair is too short, it sometimes looks too neutral, but when it is long, it doesn’t look neat enough. Then you can try this kind of short hair with hanging ears, which is both soft and neat and suitable for most women.

Good-looking short hair can’t be separated from fashionable hair color. If you hang short hair, you can choose to match brown-red hair dyeing, which can not only increase the luster of hair, but also play a role in whitening the skin. The effect is beautiful and people like it more and more.

With creative hair dyeing, the effect is also very good, such as doing some bright highlights around bangs and ears, which will immediately give you a unique style and personality.

Soft hair cut one-size-fits-all bob, with neat bangs, is simple and pure but very stylish. Youth and fashion make people look smaller and smaller, and beauty is like 18 years old.

If you want to add a feminine style to the bobo head, you can consider trimming some layers at the end of the hair properly, so that it won’t look so monotonous, and the slightly buttoned shape is particularly thin-faced.

Coupled with a bangs about the length of Qi Mei, the trimmed layers should not be too thick, and keep a refreshing feeling, revealing the forehead faintly, naturally soft and particularly beautiful.

Of course, if you want to have a better fluffy effect, you can consider using a big barbell to perm your hair, so that the inner buckle effect of the hair end will be more obvious and the feminine temperament will be more in place.

Bobo hair style can also choose to dye the whole hair in dark brown, which is not exaggerated but very fashionable, with a small amount of highlights on one side. The three-dimensional fashion is very interesting and beautiful.

Hairstyles with bobo head length can be said to be suitable for ladies of different ages and younger ladies. When perming, the curl is too much, and the fluffy effect is OK, simple and fashionable.

Older ladies can curl up a little more, which makes them look more charming and can highlight the elegance of mature women, which makes people never tire of watching them.

If you have very little hair, you can also consider perming it with small curls, so that the fluffy shape can increase your hair several times, and at the same time, it is also foreign, which makes people like it more and more.

Curly hair styling is actually more suitable for female friends with shoulder length, because such a long curly hair makes people look particularly gentle and fashionable, especially when the curly hair hangs down, which can make the whole facial features get a good softening effect. At the same time, the outline of bitter fleabane bitter fleabane has the effect of face-lifting, which is simply addictive.

The permed hair forms even undulating waves, which looks a little retro, elegant and charming. I don’t know if it’s your favorite style. If you want to see more popular market hairstyles, don’t forget to pay attention to me.

I need you to be my friend, because you know how to listen to me and pay attention to me, thank you, and I hope you and I will go together in the future hair style.

On April 23rd, Beijing time, after the total score of the Lakers was tied at 1-1, they returned to home in G3 and refused to be reversed by 29 points. They successfully beat the Grizzlies 111-101 to gain a 2-1 lead. After 1-1, the Lakers won G3 in nine consecutive series, surpassing Jordan Bulls to set a new record in NBA history. Lakers coach Hamm praised the players’ performance in this game, which was obviously different from the last game, and also praised the eight village bases for continuing to be brave.

After the game, Lakers coach Hamm was interviewed. He talked about the difference between G3 and G2, and the adjustment made by the team to win. Hamm bluntly said: "We just played more decisively, and the players were playing with goals and playing more disciplined. The other is our energy. The energy in the arena is bursting. Our concentration in this campaign is different from that in the last game, and our sense of urgency is completely different. "

As for the atmosphere of the Lakers playing the playoffs at home after ten years, Hamm said frankly: "Our fans are really great. They are unparalleled. We feel their enthusiasm and thank God. We give them something to cheer about, and we look forward to the next home game and feel the same way. "

Hamm also talked about the progress of Indiana Jones in the playoffs. He scored 20+ points in the first two consecutive games as a substitute, and scored 16 points in 6 out of 10 in this game. Ham praised: "When we got him, we were very excited. We are all encouraging him to continue to work hard, to be firm, confident and enterprising. You can see the love he gets. He himself once said that he fell in love with basketball again. "

Magic Johnson also praised the performance of the Lakers, "Lakers country! The Lakers played super antagonism on both ends of the offense and defense tonight! Our two superstars led the team to beat the Grizzlies 111-101. Brother Thick Eyebrows scored 31 points and 17 rebounds, and James scored 25 points and 9 rebounds. "

"I want to congratulate coach Hamm on his excellent adjustment at both ends of the offense and defense tonight."

As for the famous mouth Skip, it is also rare to praise the Lakers. "This is a great revenge victory for the Lakers. The only problem is that they let Morant find his rhythm and let him finally get 45 points. This is a moral failure for grizzly bears. If they persist, they will bring the momentum of the game to the evening of next Monday (US time). "

[Global Network Technology Reporter Lin Di] At present, computing power has become one of the important supports for China’s high-quality development. With the advancement of the "East-to-West Computing" project and the explosive development of the artificial intelligence industry, the computing infrastructure construction represented by data centers has entered a new stage of high-quality and high-speed development.

Recently, the 17th annual ceremony of IDC industry in China focused on computing power layout, carbon neutrality, artificial intelligence, digital economy and other fields, and discussed the hot topics of data center industry such as high-quality development, new targets of carbon neutrality, hub node construction, and future computing scenarios.

He Baohong, director of the Institute of Cloud Computing and Big Data of China ICT Institute, analyzed the development trend of computing power. He pointed out that computing power is the core energy consumed in the digital world, and computing power is today’s "tertiary energy". In the past decade or so, the cloud, big data, blockchain and even the resources under the blockchain, as well as the big model of artificial intelligence, are pushing computing power towards concentration, and new ideas and solutions are needed to explore the sustainable development of computing power.

It is understood that with the accelerated integration of a new generation of information technology into thousands of industries, ubiquitous computing power is becoming a new engine to activate the potential of data elements and drive the digital transformation of the economy and society. Computing power has been widely used in digital government, industrial internet, smart medical care, distance education, financial technology, aerospace, cultural media and other fields. Among them, the computing power industry has continuously extended the industrial chain of Wulanchabu, such as server and cabinet manufacturing, data and network security, software research and development, data application services and other projects have been put into operation, boosting the construction of digital Wulanchabu.

Chai Yue, deputy mayor of Wulanchabu City, said in an interview that in 2022, the city’s computing-related industries completed an investment of 1.1 billion yuan, realized an output value of 2.6 billion yuan, and absorbed 2,700 jobs.

"The development of IDC industry can become a new kinetic energy for Wulanchabu to straighten corners and catch up later." Tong Xiaolin, the Big Data Administration of Wulanchabu City, pointed out that Wulanchabu has unique advantages in developing IDC industry. Wulanchabu is rich in energy, and the proportion of clean energy such as wind power and photovoltaic is high, and the natural cold source refrigeration time is nearly 10 months every year; Two point-to-point 144-core double-loop special optical cables with network delay less than 5 milliseconds have been built with Beijing. The geological structure is stable, the climate is cool, and the business environment is good.

Tong Xiaolin told reporters that the effective overall scheduling of computing resources, the matching of supply and demand, accurate configuration and the development of data center low-carbon life have become the primary issues facing IDC industry. "We have made several efforts-first, we have laid out energy-saving and energy-storage projects, and the" source, network and storage "integrated comprehensive application demonstration base project has been launched. The second is to encourage data center enterprises to adopt advanced green technologies such as high-efficiency refrigeration systems such as liquid cooling, distributed power supply, and modular computer rooms to reduce energy consumption. "

From the perspective of industrial demand, information technologies and applications such as 5G, industrial Internet, Internet of Things and artificial intelligence are accelerating their development and layout, and the demand for data centers is increasing due to the explosion of data volume. It is expected that in the next few years, the data center industry in Inner Mongolia will continue to maintain its growth trend by providing high-quality computing services for Beijing, Tianjin and Hebei.

Chai Yue said, "On the one hand, we attract data centers not only from the consideration of computing services, but also from the enterprise’s own innovative technology and comprehensive strength; On the other hand, we plan to build an integrated "cloudy" computing power dispatching center, which will guide the construction and access of computing power resources according to unified standards, realize the matching of computing power supply and demand, and improve the comprehensive shelf rate. "

In Zixing City, Hunan Province, the big data industry has promoted the development of industry and agriculture, and carried out scene applications such as smart city, industrial Internet, smart mine and smart agriculture.

Zhang Yong, deputy mayor of Zixing City, Hunan Province, told reporters that the "Dongjiang Lake Big Data Industrial Park" located in the scenic Dongjiang Bay is one of the most important explorations to develop the computing industry. In his view, the biggest demand for the development of IDC industry is the urgent need to introduce leading enterprises in IDC industry to form an industrial agglomeration effect. At the same time, it is necessary to introduce and cultivate data development and application enterprises and improve the upstream and downstream industrial chains of big data.

Zhang Yong pointed out that the next step will be to make computing resources come alive from four aspects. First, combine the action of "Giving Wisdom to All Enterprises" in Hunan Province, tap the value of industrial data, promote the deep integration of industrialization and informatization, promote intelligent manufacturing, and realize the digital transformation of industry; The second is to carry out the construction of smart agriculture, promote the application of Internet of Things technologies such as RFID, sensors and video surveillance in agriculture, and improve the level of agricultural digitalization; The third is to carry out construction actions such as smart transportation, smart medical care, smart education, and smart travel, promote the application of technologies such as big data, artificial intelligence, Internet of Things, and blockchain, and improve the digital level of social services; The fourth is to introduce and cultivate digital service enterprises, expand the ranks of enterprises, and improve the empowerment ability of local enterprises to apply the new generation of information technology.

It turns out that artificial intelligence may give us a better chance to find life on Mars.

A group of researchers led by the team of NASA Institute of Astrobiology (NAI) of SETI Institute recently released a study detailing how to use machine learning to more effectively determine where life may be hidden on the red planet, if it exists.

Scientists decided to use an area called Salar de Pajonales to run their project-this area is located at the intersection of Atacama desert and plateau, which is famous for being uninhabitable, but not uninhabitable-because it is considered as a good substitute for the surface of Mars. The team combined still images, samples and drone lenses to draw a map of life distribution in sparsely populated areas.

Then, the researchers brought the data back to the laboratory for training artificial intelligence. The goal is to teach computers to identify which areas are most likely to have life—such as small clusters of certain geological features or scarce water sources—and to be able to extrapolate this data to other locations. Theoretically, once AI knows the life-oriented details in Salar de Pajonales, it should be able to use these patterns to find the areas that are most likely to bear life in any terrain.

And the effect is surprisingly good. Once AI learns what it needs to recognize, researchers can combine machine learning with collected statistical ecological data to find signs of life 85% of the time. Without the help of artificial intelligence, the team was able to discover biometrics in less than 10% of the time.

You can imagine how helpful it is to find life on the surface of Mars. At present, we send rovers to the land of our next-door neighbors and look for life when they drive along their own paths. Although we try to choose a landing site that has a good chance of containing life (if it exists), it is different from the best and most promising area that the rover can microscopically observe around the planet it is driving.

The research team made it clear that although the speed at which artificial intelligence-assisted programs find life is incredible, it is equally exciting to find a process that can combine long-distance and short-distance data into useful maps to find microbial life. "Although the high biometric detection rate is the core result of this study, it is equally important that it successfully integrates data sets with different resolutions from orbit to ground, and finally links regional orbit data with microbial habitats," Nathalie A said. Cabrol, an astrobiologist and the lead researcher of NAI group of SETI Institute. "Our team showed a way to transition from the scale and resolution needed to characterize livability to the scale and resolution that can help us find life."

I hope we can integrate this technology into rovers, helicopters and drones going to Mars in the near future. Maybe this will be the ticket to finally find life on the red planet.

In recent years, the technology with artificial intelligence as the core is innovating our life, work and interaction with the world around us. One of the latest innovations is the portrait generated by AI, usingDeep learning algorithmCreate realistic and artistic characters.

These AI-generated portraits not only make peopleFascinating and visually pleasing., but also has practical applications in various industries. For example, they can be used to create personalized avatars for social media profiles or as part of a virtual fashion and beauty try-on experience.

In addition, the portraits generated by AI may be changed through democratic artistic creation.art circles. With the help of AI, anyone can become a digital artist and create their own unique portrait with just a few clicks.

However, the rise of AI-generated portraits also raises ethical questions about privacy and consent. With the enrichment of personal data on the Internet, AI algorithm can easily create characters without people’s knowledge or consent, which may be used for malicious purposes.

Therefore, developers and users of AI-generated portraits need to abide by ethical standards and ensure respect for people’sright of privacy. This includes obtaining explicit consent before creating and sharing AI-generated portraits, and implementing measures to prevent the abuse of personal data.

In a word, the portrait generated by AI is an exciting development in the field of artificial intelligence and has many positive life-changing potentials. However, when approaching this technology, we need to handle it carefully and ensure that it is used responsibly while respecting people’sright of privacy.